Team Kinnear - full time real estate professionals serving Central Maryland

Home Buyer Resources


Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience will guide you through helping you find the home that best suits you and your family all the way through the closing process and beyond. We pride ourselves on referral and repeat business and hope you'll come to understand why!

 

Curious about what is available for sale?  Click here to see all homes for sale!

 

Has the Real Estate Market Recovered? Learn about recent sales and activity in any neighborhood or area!

 

$8000 First Time Buyer Tax Credit Information-limited time only, hurry to take advantage of this tax credit with NO payback requirement!

$6500 "Move up/Repeat" Buyer Tax Credit-limited time only, you do not have to be a first time buyer to take advantage of this credit with NO payback requirement!

Market Statistics - Click For the Latest! 

Real Estate News -Articles are updated daily, so check back often for the most recent news!

 

How We Can Help
Before you start looking
Closing Costs

 

Your Agent Should:

  • Assure that you see all the properties in the area that meet your criteria.
  • Guide you through the entire home buying process, from finding homes, getting the best financing, coordinating inspections, arranging for proper and legal Title review, make recommendations on movers and other professionals that you may need to utilize, and always ne available when you need us.
  • Make sure you pay a fair price for your new home and help you avoid costly mistakes.
  • Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
  • Always be educated on the latest market trends
  • Always be patient, listen, and provide professional advice that has only your best interests at heart

 

Our Team structure allows us to provide one on one, highly focused attention on your needs. We are there when you need us! Click here to Meet the Team.

 

Before You Start Looking For Your New Home:

  • Check your credit rating. Straighten out any errors before its too late.
  • Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
  • Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
  • Choose a REALTOR® that you trust and who understands your needs.
  • Determine what neighborhood best matches your needs.
  • Identify important features you need your new home to have.

Closing Costs to Expect:

  • Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
  • Third-party fees include charges for insurance, title search, and other inspections such as termites.
  • Government fees include deed recording and state & local mortgage taxes.
  • Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

 

 

Home Buyers Guide (32 imformative pages about the home buying process) Click Here For More Details

Our detailed, FREE report "7 Steps to Buying a Home" is a great resource. Click Here For More Details

One of our FREE, monthly Buyer Seminars may be helpful to you as well! Click Here For More Details

Free report, "10 Deadly Mistakes Buyers Make When Buying a Home" - this one could easily save you thousands of dollars! Click Here For More Details

 

Ready to talk to TeamKinnear about buying a home? Simply click here!

 

 

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Jim, Greg, Rob Kinnear & Associates